Linggo, Mayo 7, 2017

What is a Health Card and Why Should You Avail It?

(investopedia.com)

Taking care of yourself and thinking of your family’s well-being is one way to invest in a bright future. The maxim “health is wealth” goes to show that it’s better to save up for your health now than to unpreparedly spend a huge amount of money in case of emergency.

What better way to live out this saying than to invest in a health card? According to Maria Health, only 4% of the Philippine population have healthcare. In order to improve this abysmal statistic, health cards are used to serve as tools to make healthcare available to more Filipinos. 


What is a health card?


Health cards are usually given as a benefit by employers to their employees. However, self-employed individuals can also avail health cards for themselves and their families. These can be used in outpatient checkups and hospital confinements. Your health card can shoulder medical bills within the given limit and can be renewed every year by paying the required renewal amount. 


Why should I invest in a health card?


  • Convenient- Life is indeed unpredictable. With the presence of diseases and occurrence of accidents, having a health card is one of the most important things to consider. Since we’re living in a modern world, it’s but proper that health care should also adapt. Did you know that there are health cards that offer prepaid plans? This kind of innovation makes your health emergency a prepaid card away. It’s that easy. When we talk about health cards, we talk about value and convenience. 
  • Tailored for your needs- Health cards provided in the country offer personalized health care for everyone, whether it be an individual, a family or even an entire organization. Several Health Maintenance Organizations (HMOs) offer plans that are created to fit your budget with the support of affordable products and services. You can avail health cards that are of one-time availment. Even its far-reaching services, which can be used for long-term, can also be availed by anyone―even employees of Small and Medium Enterprises (SMEs) and huge corporations. 
  • Wide health coverage- Basic inclusions for in-patient, out-patient and emergency care with affiliated hospitals covers room and board accommodation, standard nursing services, IV fluids, dressings and casts, consultations, doctor’s professional fees, medicines used for immediate relief and laboratory and diagnostic procedures among many others. There are also other health card providers that offer a discount on basic dental services. 

A health plan is one thing that we, Filipinos, cannot afford to ignore. Availing a health card here in the Philippines is not only for convenience and money-saving; it’s also an avenue to create a worry-free life for you and your family.